Payment solutions for financial institutions

Build and oversee embedded payments programs.

Embedded payments has shifted from a niche opportunity to a strategic imperative. As software platforms become the primary channel through which businesses transact, financial institutions must decide how they’ll participate, and how they’ll manage the responsibility that comes with it.

The institutions that act early help shape the economics, oversight models, and merchant relationships of tomorrow. Those that wait often inherit frameworks built by someone else.

The Shift

The merchant relationship is evolving.

Small businesses increasingly engage with financial services through the software they use every day. Embedded payments has become a core part of how software platforms create value, and how merchants choose providers.

For financial institutions, the question is no longer whether embedded payments matters.

It’s whether you’re shaping the opportunity or reacting to it.

0 %

of merchants now use a software platform

$ 0 B+

software platform payment revenue reached

0 %

of SMB acquiring expected to be software-led by 2030

*McKinsey, UBS

Where you are today

Two different challenges. One experienced partner.

Find the situation that sounds like yours.

You’re deciding how to participate

You see the opportunity embedded payments presents and need a clear path forward.

You’re already carrying the program

You have responsibility for oversight, compliance, and operational readiness – and need confidence your program can withstand  scrutiny.

What you’ll actually get

Advisory engagements built around your needs.

01

Comprehensive assessment of compliance, operations, staffing, vendors, and risk with a prioritized remediation plan.

02

Custom-built operational and compliance frameworks backed by hands-on training.

03

Program design, governance, registration requirements, and launch planning.

04

Ongoing underwriting, risk management, disputes, and oversight support.

05

Centralized visibility and compliance management for large-scale portfolios.

06

The platform your PayFac program runs on. Merchant enrollment, underwriting, boarding, funding, chargebacks, and risk monitoring, processor- and gateway-flexible so you choose your own partners.

Why Infinicept

Built by the people who wrote the playbook.

Infinicept occupies a unique position in the payments ecosystem. Our team authored industry standards, helped define payment facilitator best practices, and has worked across every side of the payments ecosystem.

The partner who stays

Advice is easy. Operational confidence is hard.

Most firms deliver recommendations and move on. Paysolve stays engaged long enough to help your team operationalize what was delivered.

We don’t simply hand over a framework. We help your team put it into practice.

Independent by design

Guidance driven by what’s right for you.

We’re not tied to a processor, card brand, or sponsor model. Our recommendations are based on what creates the best outcome for your institution—even when that outcome doesn’t involve Infinicept software.

Credibility Stack

Trusted by institutions around the world.

0 +

Payments Programs Launched

0 +

Countries Supported

0

Years of Advisory Practice

Authors of

ETA Payment Facilitator Guidelines

Creators of

Embedded Payments Bill of Rights

Approved

Card-Network Reviewer

Start the conversation

Whether you’re exploring the opportunity or managing the responsibility, start with a conversation.

Tell us where you are today, what type of institution you represent, and what challenge you’re working through. We’ll make sure your first conversation is with the right advisor.

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